Accidental Death and Dismemberment (ADD) is mandatory.
Sum assured not exceeding five times your annual salary.
Lump sum paid out on an accidental death (100% of sum assured).
Lump sum payment on dismemberment.
Lump sum payment of twice the sum assured if accidental death occurs in a licensed vehicle for public hire (excluding public aircraft).
This policy does not cover any claim arising out of:
Any pre-existing disability / accidental injury.
Pregnancy or childbirth.
Self-inflicted injury, suicide or attempted suicide.
Accidents that occur while under the influence of alcohol or drugs.
War and nuclear risks, terrorism and criminal acts.